Uninsured motorist protection (also called “UM” or “UIM”) is optional coverage that you might have purchased from your insurance company. When purchased, this insurance protects you in instances where you are injured by another individual who has failed to purchase any (or enough) liability insurance. You may even benefit from uninsured motorist coverage purchased by your relatives and friends. Our firm strongly encourages everyone to purchase UM insurance coverage to protect against the many uninsured drivers on the roads.
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